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 <title>Melissa Bean</title>
 <link>http://www.progressillinois.com/taxonomy/term/61</link>
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<item>
 <title>Health Care Round-Up: Moderate Dems Voice Conerns, Hamos On Stupak, More Actions</title>
 <link>http://www.progressillinois.com/node/7559</link>
 <description>&lt;p&gt;
Some more health care news...
&lt;/p&gt;
&lt;p&gt;
&lt;b&gt;Moderate Democrats Voice Concerns&lt;/b&gt;
&lt;/p&gt;
&lt;p&gt;
In her &lt;a href=&quot;http://www.suntimes.com/news/marin/1876430,CST-EDT-carol11.article&quot;&gt;&lt;i&gt;Sun-Times &lt;/i&gt;column&lt;/a&gt;
this morning, Carol Marin singles out Democratic Reps. Melissa Bean and
Bill Foster for their yes votes in favor of health care legislation
this past weekend:
&lt;/p&gt;
&lt;blockquote&gt;
	&lt;p&gt;
	We may disagree with one another on whether, in the end, this
	legislation is good for America. Or whether we as a nation can afford
	all of its provisions.
	&lt;/p&gt;
	&lt;p&gt;
	But what is harder to disagree with is that health care in this
	country, at the moment, is a ragged, patched quilt of different levels
	of coverage.
	&lt;/p&gt;
	&lt;p&gt;
	And for between 35 million and 45 million of us, there&#039;s no coverage at all.
	&lt;/p&gt;
	&lt;p&gt;
	That&#039;s why this vote, to my mind anyway, was historic. And why it took some moxie to say yes.
	&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;
Foster told Marin that his vote was &amp;quot;easy,&amp;quot; yet he&#039;s still &lt;a href=&quot;http://www.dailyherald.com/story/?id=335564&amp;amp;src=5&quot;&gt;publicly criticizing&lt;/a&gt;
some key planks of the legislation including the design of the public
option. Foster contends that if the government is allowed to borrow
money for start-up costs at a lower interest rate than private
companies, the insurance industry will be put at a disadvantage. Bean
isn&#039;t totally sold yet, either. She tells the &lt;i&gt;Pioneer Press&lt;/i&gt; that she&#039;s seeking &amp;quot;improved cost containment measures&amp;quot; like the creation of an &lt;a href=&quot;http://voices.washingtonpost.com/ezra-klein/2009/07/the_dull_reality_of_change.html&quot;&gt;Independent Medicare Advisory Council&lt;/a&gt;, which would have &lt;a href=&quot;http://voices.washingtonpost.com/ezra-klein/2009/07/the_dull_reality_of_change.html&quot;&gt;the authority&lt;/a&gt; to make recommendations to the president on annual Medicare payment rates and other reforms.
&lt;/p&gt;
&lt;p&gt;
Meanwhile, Rep. Debbie Halvorson has released a slick video
explaining why she supported the legislation. There aren&#039;t a lot of
legislative details in the spot, but there are three testimonials from
women in the 11th district who have faced medical and financial strains
because of inadequate health insurance coverage. &amp;quot;I really believe this
bill,&amp;quot; Halvorson says to close the piece, &amp;quot;is going to move us into the
direction of affordable, accessible, and quality health care.&amp;quot; Watch it:
&lt;/p&gt;
&lt;span class=&quot;inline inline-left&quot;&gt;
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	&lt;param name=&quot;movie&quot; value=&quot;http://www.youtube.com/v/o6pSxZnPtoo&amp;amp;hl=en&amp;amp;fs=1&amp;amp;&amp;amp;ap=%2526fmt%3D18&amp;amp;rel=0&quot;&gt;
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&lt;/span&gt;

&lt;p&gt;
&lt;b&gt;Hamos: Stupak Amendment Is Unacceptable&lt;br /&gt;
&lt;/b&gt;
&lt;/p&gt;
&lt;p&gt;
While State Rep. Julie Hamos is just a candidate for Congress at the
moment, the 10th District Democratic contender hinted yesterday that if
she were on Capitol Hill last weekend, she would have voted against any
bill that included language similar to the Stupak amendment. Here&#039;s her
statement:
&lt;/p&gt;
&lt;blockquote&gt;
	&lt;p&gt;
	The Affordable Health Care Act is an important victory in the
	fight for quality, affordable health care. However, I am adamantly
	opposed to the last-minute addition of the anti-choice Stupak
	Amendment. I am disappointed that some Members of Congress would try to
	force a choice between health care reform for all with no reproductive
	health care for some.
	&lt;/p&gt;
	&lt;p&gt;
	I reached out to Rep. Jan Schakowsky and she told me that key
	members of the House pro-choice caucus met on Monday with House Speaker
	Nancy Pelosi and all of them agreed that the anti-choice language is
	unacceptable. I agree. They are hopeful that they can make the needed
	changes in the Senate or in the subsequent Conference Committee.
	&lt;/p&gt;
	&lt;p&gt;
	I have fought for women&#039;s reproductive freedom for decades --
	from serving on the Board of Directors of Planned Parenthood to being
	involved in every legislative initiative affecting choice or
	reproductive health care. The Stupak Amendment is another clear
	reminder of how important it is to have a Representative in Congress
	who understands what is at stake and will stand up for what matters.
	&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;
&lt;b&gt;Actions Coming Up&lt;/b&gt;
&lt;/p&gt;
&lt;p&gt;
Health care activists are still working hard to pressure
recalcitrant lawmakers and insurance industry officials to support
reform. Tomorrow, MoveOn&#039;s Rockford branch will protest outside of
Republican Rep. Don Manzullo’s office at 12:00 pm &amp;quot;to criticize him for
siding with the insurance industry instead of Illinois families by
voting against health care reform with a public option during a recent
House vote.&amp;quot;
&lt;/p&gt;
&lt;p&gt;
Next Tuesday, folks affiliated with Health Care for American Now are
meeting at the headquarters of Blue Cross/Blue Shield in Chicago and
marching to the Renaissance Hotel, where the industry group American
Health Insurance Plans is holding their national conference. You can
find more information, as well as a related video, at &lt;a href=&quot;http://healthcareforamericanow.org/site/kills&quot;&gt;their website&lt;/a&gt;.
&lt;/p&gt;</description>
 <comments>http://www.progressillinois.com/node/7559#comments</comments>
 <category domain="http://www.progressillinois.com/taxonomy/term/225">Adam Doster</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/56">Bill Foster</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/19">Congress</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/85">Health Care</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/327">Julie Hamos</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/61">Melissa Bean</category>
 <dc:creator>Adam Doster</dc:creator>
 <pubDate>Wed, 11 Nov 2009 14:13:39 -0800</pubDate>
 <dc:creator>Adam Doster</dc:creator>
 <guid isPermaLink="false">7559 at http://www.progressillinois.com</guid>
</item>
<item>
 <title>Consumer Financial Protection Clears Another Hurdle</title>
 <link>http://www.progressillinois.com/2009/10/23/cfpa-clears-another-hurdle</link>
 <description>&lt;p&gt;
Yesterday, the proposal to create a Consumer Financial Protection Agency (CFPA) &lt;a href=&quot;http://www.politico.com/news/stories/1009/28647.html&quot;&gt;cleared&lt;/a&gt;
a major hurdle when it passed the House Financial Services Committee.
Regular readers know that the future of the agency -- which has been &lt;a href=&quot;http://www.progressillinois.com/2009/7/14/woodstock-call-to-action&quot;&gt;a top&lt;/a&gt; &lt;a href=&quot;http://www.progressillinois.com/2009/9/14/fix-system-led-collapse&quot;&gt;priority&lt;/a&gt;
for consumer advocates critical of the federal government for its lax
regulation of predatory lending and other risky financial products --
has seemed touch-and-go at times. After months of heavy lobbying by the
banking industry and the willingness of the conservative &amp;quot;New
Democrats&amp;quot; (&lt;a href=&quot;http://www.progressillinois.com/2009/10/19/bean-drops-cfpa-amendment&quot;&gt;led by&lt;/a&gt; Illinois&#039; own Melissa Bean) to do their bidding and weaken the agency&#039;s proposed powers, the CFPA bill (&lt;a href=&quot;http://thomas.loc.gov/cgi-bin/bdquery/z?d111:h.r.03126:&quot;&gt;H.R. 3126&lt;/a&gt;)
was approved with its teeth largely intact.  That being said, portions
of the original bill were certainly weakened, according to the &lt;a href=&quot;http://online.wsj.com/article/SB125622338671401423.html?mod=WSJ_hpp_MIDDLENexttoWhatsNewsForth&quot;&gt;&lt;i&gt;Wall Street Journal&lt;/i&gt;&lt;/a&gt;:
&lt;/p&gt;
&lt;blockquote&gt;
	&lt;p&gt;
	Lawmakers made several significant changes to the White House&#039;s
	original proposal during a week of debate, particularly in response to
	lobbying from business groups. For example, they voted overwhelmingly
	to exempt automobile dealerships from any scrutiny by the new agency, a
	major win for dealerships that rake in high fees from auto financing.
	That change may not make it into the final version of the legislation.
	&lt;/p&gt;
	&lt;p&gt;
	The agency would be charged with policing consumer financial
	products and practices, such as mortgages, credit cards, and overdraft
	fees, regardless of whether they are offered by banks, finance
	companies, or most any other type of firm. 
	&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;
Consumer advocates are keeping the pressure on to see that some of
those banking-friendly concessions are reversed as the bill winds its
way through Congress.  “It is time to end the practice of putting
profits over the interests of ordinary Americans and our economy as a
whole,&amp;quot; said SEIU Secretary-Treasurer Anna Burger in a statement (the
SEIU Illinois State Council sponsors this website). While calling the
House committee&#039;s vote &amp;quot;an important milestone,&amp;quot; Burger adds, &amp;quot;we must
continue working with leaders in both chambers to make this bill even
stronger and enact strong reforms that will protect us from future
bank-induced crises.&amp;quot; Among her recommendations for additional reforms:
&lt;/p&gt;
&lt;blockquote&gt;
	&lt;p&gt;
	-Oversight of auto dealers who receive lucrative compensation in financing auto loans;&lt;br /&gt;
	-The authority to examine the books of all financial institutions, no matter what size, without cumbersome barriers;&lt;br /&gt;
	-Fixes to the current compensation system which pressures and
	incentivizes workers to push and sell bad and unneeded products to
	consumers as a condition of employment;&lt;br /&gt;
	-And the full authority to stop the sale of credit-related insurance policies that are virtually worthless.
	&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;
Attorney General Lisa Madigan echoed her sentiments in a statement released on the eve of House committee vote:
&lt;/p&gt;
&lt;blockquote&gt;
	&lt;p&gt;
	Responsible borrowers—both individuals and businesses—are now
	literally paying for the failure of federal regulators that were either
	unable or uninterested in protecting consumers ...
	&lt;/p&gt;
	&lt;p&gt;
	Now more than ever, American consumers need protection from the
	kinds of abusive and predatory practices that led us to this economic
	crisis.
	&lt;/p&gt;
	&lt;p&gt;
	These reforms are essential to preventing another financial collapse.
	&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;
We&#039;ll continue following this bill closely.
&lt;/p&gt;</description>
 <comments>http://www.progressillinois.com/2009/10/23/cfpa-clears-another-hurdle#comments</comments>
 <category domain="http://www.progressillinois.com/taxonomy/term/265">Angela Caputo</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/94">Banking</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/19">Congress</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/254">Consumer protection</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/61">Melissa Bean</category>
 <dc:creator>Angela Caputo</dc:creator>
 <pubDate>Fri, 23 Oct 2009 14:00:20 -0700</pubDate>
 <dc:creator>Angela Caputo</dc:creator>
 <guid isPermaLink="false">7408 at http://www.progressillinois.com</guid>
</item>
<item>
 <title>Bean Temporarily Drops Questionable CFPA Amendment</title>
 <link>http://www.progressillinois.com/2009/10/19/bean-drops-cfpa-amendment</link>
 <description>&lt;p&gt;
Big banks have been doling out wads of cash and stepping up
political pressure on Capitol Hill in an effort to kill a package of
new consumer protections. But following the latest surge in profits,
along with a series of decisions to hand out historic bonuses at a time
when consumers are being saddled with exorbitant fees and arbitrary
rate hikes, they are &lt;a href=&quot;http://www.bloomberg.com/apps/news?pid=20601103&amp;amp;sid=ajO.RPPDsL6Q&quot;&gt;losing sympathy&lt;/a&gt; in Washington. Even Illinois&#039; own Rep. Melissa Bean, who &lt;a href=&quot;/2009/10/13/bean-goes-to-bat-for-banks&quot;&gt;agreed to introduce&lt;/a&gt;
an amendment that would weaken the proposed Consumer Financial
Protection Agency (CFPA) as the lead negotiator for the &amp;quot;New
Democrats,&amp;quot; appears to be taking the side of the consumers&lt;span&gt; &lt;/span&gt;advocates who&#039;ve been &lt;a href=&quot;http://www.woodstockinst.org/blog/blog/financial-industry-contributes-%24270,000-to-bean-campaign-as-illinois-dem-seeks-to-weaken-new-financial-services-watchdog-/&quot;&gt;giving her an earful&lt;/a&gt; lately&lt;span&gt;&lt;span&gt;&lt;span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;. The &lt;i&gt;Washington Post&lt;/i&gt; has &lt;a href=&quot;http://www.washingtonpost.com/wp-dyn/content/article/2009/10/18/AR2009101802156_2.html?nav=rss_business&quot;&gt;the details&lt;/a&gt;:
&lt;/p&gt;
&lt;blockquote&gt;
	&lt;p&gt;
	Large banks are on the verge of losing a key legislative battle
	over the shape of financial reform, an unusual setback that reflects
	the continued political backlash over their role in creating the
	financial crisis [...]&lt;br /&gt;
	&lt;/p&gt;
	&lt;p&gt;
	The debate came to a head last week. Bean&#039;s group said it would
	propose an amendment to retain the current [preemption] law. Liberals
	warned that if the amendment drew enough Republican support to pass,
	they would oppose the broader legislation to create the new agency.
	House leaders and the White House pressured Bean and the moderates to
	fall in line.
	&lt;/p&gt;
	&lt;p&gt;
	Despite tremendous pressure from the banking industry, Bean ultimately agreed.
	&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;
We put out a call to Bean&#039;s office and her spokesman said only that
&amp;quot;it&#039;s unclear&amp;quot; what will transpire in the House Financial Service
Committee tomorrow. However, &lt;i&gt;The Hill &lt;/i&gt;&lt;a href=&quot;http://thehill.com/homenews/house/63611-dem-tweaks-on-consumer-agency-fails-to-calm-banks-credit-unions&quot;&gt;reports&lt;/a&gt; that Bean
plans to introduce her amendment then withdraw it with the understanding
that the issue will be discussed if and when the measure makes it to
the House floor. The Woodstock Institute&#039;s Tom Feltner tells us that
the latest developments are a step in the right direction but the
battle over consumer protection is far from over.  From a statement:
&lt;/p&gt;
&lt;blockquote&gt;
	&lt;p&gt;
	We appreciate Congresswoman Bean’s commitment to meaningful
	consumer protections, and we believe that a CFPA that sets minimum, not
	maximum, standards is the best way to ensure that consumers and small
	businesses are treated fairly...
	&lt;/p&gt;
	&lt;p&gt;
	Preempting state consumer protections is lucrative business, and
	we expect the financial services industry to push for preemption
	whenever and wherever possible.
	&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;
Sen. Dick Durbin agrees. &amp;quot;The banking industry hates [the CFPA] like the
devil hates holy water,&amp;quot; he told Bill Cameron during a WLS interview
yesterday. Durbin says he&#039;s bracing for a bitter fight until the end. Listen (the entire interview is available &lt;a href=&quot;http://www.wlsam.com/Article.asp?id=1549785&amp;amp;spid=18672&quot;&gt;here&lt;/a&gt;):
&lt;/p&gt;
&lt;p&gt;
&lt;a href=&quot;/files/durbin-cfpa.mp3&quot; class=&quot;audio&quot;&gt;Internal mp3&lt;/a&gt;
&lt;/p&gt;
&lt;p&gt;
The House Financial Services Committee has already made a series of
concessions to the banking industry, the most recent being a decision
last week to exempt &lt;a href=&quot;http://www.nytimes.com/2009/10/16/business/16regulate.html?_r=2&quot;&gt;98 percent&lt;/a&gt;
of the nation&#039;s banks from the stricter rules that would accompany the
creation of the CFPA. These small establishments control about 20
percent of the assets held by commercial banks. The rest is managed by
150 large banks, institutions which the American Bankers Association
are still fighting vigorously to insulate from any reforms.
&lt;/p&gt;
&lt;p&gt;
Encouragingly, the &lt;a href=&quot;/2009/9/14/fix-system-led-collapse&quot;&gt;pushback&lt;/a&gt; from consumer advocates appears to be making an impact. And next week the pressure will mount as demonstrators are planning &amp;quot;&lt;a href=&quot;/2009/10/2/showdown-chicago-gains-steam&quot;&gt;a showdown&lt;/a&gt;&amp;quot;
with the financial services sector at the American Bankers
Association&#039;s three-day annual convention here in Chicago (October
25-27). We&#039;ll be there.
&lt;/p&gt;</description>
 <comments>http://www.progressillinois.com/2009/10/19/bean-drops-cfpa-amendment#comments</comments>
 <category domain="http://www.progressillinois.com/taxonomy/term/265">Angela Caputo</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/94">Banking</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/19">Congress</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/254">Consumer protection</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/73">Dick Durbin</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/61">Melissa Bean</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/349">Showdown In Chicago</category>
 <dc:creator>Angela Caputo</dc:creator>
 <pubDate>Mon, 19 Oct 2009 11:14:27 -0700</pubDate>
 <dc:creator>Angela Caputo</dc:creator>
 <guid isPermaLink="false">7363 at http://www.progressillinois.com</guid>
</item>
<item>
 <title>Lisa Madigan: Put Consumers Before The Banks</title>
 <link>http://www.progressillinois.com/2009/10/14/madigan-put-consumers-before-banks</link>
 <description>&lt;p&gt;
&lt;span class=&quot;image-right&quot;&gt;&lt;img src=&quot;/files/images/lmad.thumbnail.jpg&quot; width=&quot;190&quot; height=&quot;151&quot; /&gt;&lt;/span&gt;Yesterday &lt;a href=&quot;/2009/10/13/bean-goes-to-bat-for-banks&quot;&gt;we noted&lt;/a&gt;
that Illinois&#039; own Melissa Bean appears poised to introduce an
amendment that would assist the banking industry by taking the teeth
out of the proposed Consumer Financial Protection Agency (CPFA). As the
lead negotiator for the New Democrats on the House Financial Services
Committee, Bean is attempting to preempt states&#039; authority to set and
enforce stricter protections against the risky financial products that
have made the financial services sector billions. That measure could &lt;a href=&quot;http://online.wsj.com/article/SB125553879611385229.html&quot;&gt;come up&lt;/a&gt;
for a committee vote as soon as Thursday. And Illinois Attorney General
Lisa Madigan is already pushing back, telling Bean and her fellow
members of Congress that its time to &amp;quot;put the interests of our
consumers before those of the banks.&amp;quot; From a release:
&lt;/p&gt;
&lt;blockquote&gt;
	&lt;p&gt;
	“To
	truly protect consumers and ensure that the current economic crisis
	cannot happen again, the proposed federal agency must be able to
	coordinate enforcement efforts with state and local agencies,” said
	Madigan.  “It is absolutely critical that states be allowed to
	continue to investigate abusive practices by major players in the
	financial services industry, regardless of whether these institutions
	have a state or national charter; and to enforce our state consumer protection laws against all lenders doing business within our borders.” [...]
	&lt;/p&gt;
	
	&lt;p&gt;
	“Large
	nationally chartered institutions share significant blame for this
	economic crisis,” Madigan said. “And yet, it is those same financial
	institutions that are fighting on Capitol Hill to prevent the passage
	of any significant reforms. That cannot happen. Therefore, I urge the
	members of the Illinois Congressional delegation to put the interests
	of our consumers before those of the banks that led us in part to this
	financial crisis.”
	&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;
Madigan&#039;s staff at the state&#039;s Consumer Protection Division has seen firsthand the hardship that &lt;a href=&quot;/2009/10/9/gutierrez-credit-companies-unreasonable&quot;&gt;unreasonable lenders&lt;/a&gt;
have created through sub-prime lending and arbitrary interest rate
hikes, exorbitant penalties, and hidden fees. Bean would do well to &lt;a href=&quot;/2009/3/20/madigan-on-the-hill&quot;&gt;listen&lt;/a&gt;.
&lt;/p&gt;
&lt;p&gt;
&lt;i&gt;Crain&#039;s&lt;/i&gt; Greg Hinz has more &lt;a href=&quot;http://www.chicagobusiness.com/cgi-bin/article.pl?page_id=2308&amp;amp;plckController=Blog&amp;amp;plckScript=blogScript&amp;amp;plckElementId=blogDest&amp;amp;plckBlogPage=BlogViewPost&amp;amp;plckPostId=Blog%3a1daca073-2eab-468e-9f19-ec177090a35cPost%3a1c0e07fd-b00f-4b67-8013-9ca6ec98a15b&amp;amp;sid=sitelife.chicagobusiness.com&quot;&gt;here&lt;/a&gt;. 
&lt;/p&gt;</description>
 <comments>http://www.progressillinois.com/2009/10/14/madigan-put-consumers-before-banks#comments</comments>
 <category domain="http://www.progressillinois.com/taxonomy/term/265">Angela Caputo</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/94">Banking</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/19">Congress</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/106">Lisa Madigan</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/61">Melissa Bean</category>
 <dc:creator>Angela Caputo</dc:creator>
 <pubDate>Wed, 14 Oct 2009 11:43:16 -0700</pubDate>
 <dc:creator>Angela Caputo</dc:creator>
 <guid isPermaLink="false">7326 at http://www.progressillinois.com</guid>
</item>
<item>
 <title>Bean Reportedly Going To Bat For The Banks (UPDATED)</title>
 <link>http://www.progressillinois.com/2009/10/13/bean-goes-to-bat-for-banks</link>
 <description>&lt;p&gt;
&lt;span class=&quot;image-right&quot;&gt;&lt;img width=&quot;116&quot; src=&quot;/files/images/bean_0.jpg&quot; height=&quot;147&quot; /&gt;&lt;/span&gt;Illinois&#039; own Melissa Bean has become a divisive figure on Capitol Hill these days. As the lead negotiator for the New Democrats, the North Suburban congresswoman has become a &lt;a href=&quot;/10/1/09/bean-the-banks-and-CFPA&quot;&gt;key ally&lt;/a&gt; to the financial services industry as they &lt;a href=&quot;http://www.politico.com/news/stories/1009/28236.html&quot;&gt;continue&lt;/a&gt; to fight the creation of a Consumer Financial Protection Agency (CFPA). As we &lt;a href=&quot;/10/1/09/bean-the-banks-and-CFPA&quot;&gt;recently noted&lt;/a&gt;, Bean is thought to be preparing a banking-friendly amendment that would water down the long-overdue consumer protections being pushed by the Obama administration. According to Reuters, she&#039;s poised to act &lt;a href=&quot;http://www.reuters.com/article/governmentFilingsNews/idUSN1223220120091012&quot;&gt;sooner rather than later&lt;/a&gt;: 
&lt;/p&gt;
&lt;blockquote&gt;
	&lt;p&gt;
	A Democratic lawmaker hopes to derail congressional efforts that would allow states to adopt stricter laws for firms offering mortgages and other financial products, a source familiar with the matter said on Monday. 
	&lt;/p&gt;
	&lt;p&gt;
	Democratic Representative Melissa Bean could as early as Wednesday propose an amendment to a House of Representatives bill that would remove a provision giving states more rights over federal laws to protect consumers from risky financial products, the source said. 
	&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;
While the language of Bean&#039;s amendment has yet to be unveiled, the goal is apparently to preempt states&#039; authority to set and enforce the sort of strict rules that would protect unwitting consumers from getting gouged by risky financial products. Among the outspoken critics of a preemption clause is Illinois&#039; own Attorney General Lisa Madigan, who has &lt;a href=&quot;/2009/3/20/madigan-on-the-hill&quot;&gt;repeatedly&lt;/a&gt; &lt;a href=&quot;/2009/8/18/madigan-durbin-cfpa&quot;&gt;made the case&lt;/a&gt; for why more robust state rules are essential to protecting consumers. The Woodstock Institute &lt;a href=&quot;http://www.woodstockinst.org/blog/blog/financial-industry-contributes-%24270,000-to-bean-campaign-as-illinois-dem-seeks-to-weaken-new-financial-services-watchdog-/&quot;&gt;explains&lt;/a&gt;: 
&lt;/p&gt;

&lt;blockquote&gt;
	&lt;p&gt;
	Rather than setting strong national standards which states can build on to address local needs, this approach would perpetuate the status quo which allowed national banks to rake in billions in high risk loans, bait-and-switch credit card rates, and deceptive overdraft fees––all while states were forbidden to act. 
	&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;
As the Sunlight Foundation points out, Bean and her colleagues on the House Financial Services Committee haven&#039;t been doing the bidding of corporate interests for free. The same banks and credit card companies whose profit margins would be protected by preemptive laws &lt;a href=&quot;http://blog.sunlightfoundation.com/taxonomy/term/Melissa-Bean/&quot;&gt;have rewarded&lt;/a&gt; those committee members with some princely sums. None has benefited more than Bean, who has so far pulled in $269,800 (43 percent of her total campaign haul) this year from the finance, insurance and real estate sectors. 
&lt;/p&gt;
&lt;p&gt;
Encouragingly, newspaper editorial boards and citizen advocates are &lt;a href=&quot;http://www.dailyherald.com/story/?id=321048&amp;amp;src&quot;&gt;pushing back&lt;/a&gt; against Bean&#039;s amendment even before it hits the committee. Meanwhile, Public Citizen is ratcheting up the effort through the new Americans for Financial Reform coalition, noting that &amp;quot;our representatives in Washington have to hear from us -- the people who were put at risk by the big banks.&amp;quot; Learn more about their campaign &lt;a href=&quot;http://action.citizen.org/t/6693/campaign.jsp?campaign_KEY=27546&quot;&gt;here&lt;/a&gt;. 
&lt;/p&gt;
&lt;p&gt;
&lt;strong&gt;(UPDATE)&lt;/strong&gt;: Bean&#039;s spokesman Jonathan Lipman responded with the following statement: 
&lt;/p&gt;
&lt;p&gt;
&amp;quot;Congresswoman Bean and the New Dems have promoted strong regulatory reform that institute tough new consumer and investor protection rules, credit card reforms, higher capital requirements, and executive pay reforms, all of which put mandates on these financial institutions that they don&#039;t like. Bean and New Dems have been focused on increasing transparency, reducing systemic risk, and preserving the ability for end user businesses to hedge their risk.&amp;quot; 
&lt;/p&gt;</description>
 <comments>http://www.progressillinois.com/2009/10/13/bean-goes-to-bat-for-banks#comments</comments>
 <category domain="http://www.progressillinois.com/taxonomy/term/265">Angela Caputo</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/94">Banking</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/254">Consumer protection</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/61">Melissa Bean</category>
 <dc:creator>Angela Caputo</dc:creator>
 <pubDate>Tue, 13 Oct 2009 15:28:40 -0700</pubDate>
 <dc:creator>Angela Caputo</dc:creator>
 <guid isPermaLink="false">7320 at http://www.progressillinois.com</guid>
</item>
<item>
 <title>Bean, The Banks, And The Role Of States In Financial Consumer Protection</title>
 <link>http://www.progressillinois.com/10/1/09/bean-the-banks-and-CFPA</link>
 <description>&lt;p&gt;
&lt;span class=&quot;image-right&quot;&gt;&lt;img src=&quot;/files/images/bean_0.jpg&quot; width=&quot;116&quot; height=&quot;147&quot; /&gt;&lt;/span&gt;Last week, the House Financial Services Committee Chair Barney Frank (D-Massachusetts) finally &lt;a href=&quot;http://money.cnn.com/2009/09/23/news/economy/consumer_agency.cnnw/?postversion=2009092304&quot;&gt;rolled out a draft proposal&lt;/a&gt; (&lt;a href=&quot;http://thomas.loc.gov/cgi-bin/bdquery/z?d111:h.r.03126:&quot;&gt;H.R. 3126&lt;/a&gt;) to create a consumer protection agency that would be tasked with regulating the risky financial products -- &lt;a href=&quot;/2009/7/31/madigan-targets-wells-fargo&quot;&gt;subprime mortgages&lt;/a&gt;, credit cards, payday loans --  that have brought American consumers to their knees. Considering that entire city blocks are &lt;a href=&quot;/2009/6/17/chicago-vacancies-rise&quot;&gt;mired in foreclosure&lt;/a&gt; and thousands of households are buried in high-interest rate credit card debt, it&#039;s not surprising that there&#039;s &lt;a href=&quot;http://www.consumerfed.org/pdfs/CFPA%20Poll%20Release%20_3_%20Sept%209%202009%20final.pdf&quot;&gt;overwhelming public support&lt;/a&gt;
(PDF) for the federal government to provide oversight of the
get-rich-quick instruments cooked up by Wall Street. But after months
of deliberation, the proposed bill is &lt;a href=&quot;//consumerist.com/5367103/consumer-financial-protection-agency-gets-watered-down&quot;&gt;weaker&lt;/a&gt;
than many had hoped. Even so, banks are still unsatisfied, arguing that
the reforms are too cumbersome.  And it appears that Illinois Rep.
Melissa Bean (D) is &lt;a href=&quot;http://www.ksby.com/Global/story.asp?S=11228605&quot;&gt;lending them a hand&lt;/a&gt; by proposing to strip the Consumer Financial Protection Agency (CFPA) of even more regulatory power. &lt;i&gt;Politico&lt;/i&gt; &lt;a href=&quot;http://www.politico.com/news/stories/0909/27727.html&quot;&gt;reports&lt;/a&gt;:
&lt;/p&gt;
&lt;blockquote&gt;
	&lt;p&gt;
	[M]oderates, who are members of the centrist New Democrat
	Coalition, are unhappy with proposed bill language that would force
	federally chartered firms to comply with state consumer protection
	laws. The moderates want to maintain the status quo, in which financial
	institutions that elect to have a national charter are exempt from
	additional state consumer protection laws. 
	&lt;/p&gt;
	&lt;p&gt;
	Rep. Melissa Bean (D-Ill.), a lead negotiator for the New
	Democrats, told POLITICO on Tuesday that their position on pre-emption
	would most likely be offered as an amendment rather than changed by
	Frank in the existing bill, though talks are still ongoing. 
	&lt;/p&gt;
&lt;/blockquote&gt;

&lt;p&gt;
The article goes on to provide a succinct explanation of the &amp;quot;pre-emption&amp;quot; debate:
&lt;/p&gt;
&lt;blockquote&gt;
	&lt;p&gt;
	The whole issue of pre-emption may be arcane to the average
	voter, but it’s critical in terms of who has the power to regulate
	consumer financial affairs.
	&lt;/p&gt;
	&lt;p&gt;
	On one side are consumer and civil rights activists who want to
	make sure that states remain empowered to make their own consumer laws
	— oftentimes tougher than the federal rules. On the other side are
	national financial institutions that warn that forcing them to deal
	with a 50-state patchwork of rules will drive up costs and drive down
	choice for consumers.
	&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;
As we&#039;ve noted before, the financial lobby -- and bailed-out banks in particular --  has &lt;a href=&quot;http://www.boston.com/business/articles/2009/09/27/bailed_out_banks_battle_to_reshape_bills/&quot;&gt;thrown millions&lt;/a&gt; of dollars at trying to kill the creation of the CFPA. But with the prospect of a new watchdog agency now looking &lt;a href=&quot;http://www.nasdaq.com/aspx/stock-market-news-story.aspx?storyid=200909291448dowjonesdjonline000387&amp;amp;title=white-houseobama-to-fight-for-consumer-financial-protection-agency&quot;&gt;relatively certain&lt;/a&gt;,
they&#039;re now focused on weakening the federal agency’s rules and
regulations and making sure they preempt state laws. (Among these
opponents is the &lt;a href=&quot;http://www.house.gov/apps/list/hearing/financialsvcs_dem/hr_092309.shtml&quot;&gt;American Bankers Association&lt;/a&gt;, whose national convention is the target of &lt;a href=&quot;/2009/9/8/progressives-major-banking-protest&quot;&gt;an October protest&lt;/a&gt;
in Chicago.) While the details of Bean&#039;s amendment have yet to emerge,
the Woodstock Institute&#039;s Tom Feltner tells us that &amp;quot;the concern is
that an amendment would make the CFPA rules the strongest standard,
rather than being a minimum that state&#039;s can build on.&amp;quot;
&lt;/p&gt;
&lt;p&gt;
As &lt;a href=&quot;/2009/8/18/madigan-durbin-cfpa&quot;&gt;we&#039;ve noted&lt;/a&gt;
before, the loose regulatory system currently in place allows large
financial institutions to circumvent stricter state laws. This has &lt;a href=&quot;/2009/8/18/madigan-durbin-cfpa&quot;&gt;prevented&lt;/a&gt;
attorneys general from going after predatory practices such as
exorbitant interest rates and credit card fees, as Illinois AG Lisa
Madigan &lt;a href=&quot;/2009/3/20/madigan-on-the-hill&quot;&gt;testified&lt;/a&gt;
before the House committee last spring. Illinois&#039; congressional
delegation has &amp;quot;a key role in fixing the lack of oversight that
contributed to this mess,&amp;quot; the &lt;i&gt;Daily Herald&lt;/i&gt; editorial board &lt;a href=&quot;http://www.dailyherald.com/story/?id=321048&amp;amp;src&quot;&gt;recently reminded&lt;/a&gt; Bean and her colleagues. That&#039;s a responsibility she can&#039;t afford to ignore.
&lt;/p&gt;</description>
 <comments>http://www.progressillinois.com/10/1/09/bean-the-banks-and-CFPA#comments</comments>
 <category domain="http://www.progressillinois.com/taxonomy/term/265">Angela Caputo</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/94">Banking</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/19">Congress</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/254">Consumer protection</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/61">Melissa Bean</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/260">Predatory Lending</category>
 <dc:creator>Angela Caputo</dc:creator>
 <pubDate>Thu, 01 Oct 2009 08:26:01 -0700</pubDate>
 <dc:creator>Angela Caputo</dc:creator>
 <guid isPermaLink="false">7220 at http://www.progressillinois.com</guid>
</item>
<item>
 <title>Health Care Round-Up: Professionals Demand Reform, BaucusCare, Gutierrez On The Wilson Cave, More Reasons For Reform</title>
 <link>http://www.progressillinois.com/2009/9/17/health-care-round-up</link>
 <description>&lt;p&gt;
BaucusCare is here! That, and the latest local news in today&#039;s health care round-up.
&lt;/p&gt;
&lt;p&gt;
&lt;b&gt;Health Care Professionals Demand Real Reform &lt;/b&gt;
&lt;/p&gt;
&lt;p&gt;
Before we get to the Senate Finance Committee, be sure to watch the
latest video courtesy of the Sargent Shriver National Center on Poverty
Law and United Action for Power and Justice. In it, we hear from three
health care professionals who are on the ground in Illinois helping
people navigate through the treacherous health insurance industry:
&lt;/p&gt;
&lt;span class=&quot;inline inline-left&quot;&gt;
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&lt;/span&gt;
&lt;p&gt;
&lt;b&gt;BaucusCare Introduced ... Finally&lt;/b&gt;
&lt;/p&gt;
&lt;p&gt;
After months of anticipation and fractured bipartisan negotiations, Sen. Max Baucus (D-MT) &lt;a href=&quot;http://www.nytimes.com/2009/09/17/health/policy/17health.html?_r=1&amp;amp;th&amp;amp;emc=th&quot;&gt;finally released&lt;/a&gt; his committee&#039;s &lt;a href=&quot;http://finance.senate.gov/sitepages/leg/LEG%202009/091609%20Americas_Healthy_Future_Act.pdf&quot;&gt;proposal&lt;/a&gt; (PDF) to remake the nation&#039;s health care system yesterday.
&lt;/p&gt;
&lt;p&gt;
On policy, it&#039;s a mixed bag. (I&#039;ll rely a good deal on &lt;a href=&quot;http://voices.washingtonpost.com/ezra-klein/&quot;&gt;Ezra Klein&#039;s blogging&lt;/a&gt; from yesterday, as it&#039;s the most substantive I&#039;ve seen. Be sure to check out his &lt;i&gt;Washington Post &lt;/i&gt;site for the nitty gritty.)
&lt;/p&gt;
&lt;p&gt;
To be clear, there are some glaring problems with this bill. For
starters, no public option is included, as was expected. Instead, a
co-op proposal, described by Klein as &amp;quot;&lt;a href=&quot;http://voices.washingtonpost.com/ezra-klein/2009/09/the_baucus_bill_the_neutered_c.html&quot;&gt;neutered&lt;/a&gt;,&amp;quot;
has emerged. No employer mandate exists, either. Also, rather than
require employers to cover their workers, the bill relies on something
called &amp;quot;free rider&amp;quot; requirement, which would merely slap a fee on those
who refuse to provide coverage to workers if those workers qualify for
federal subsides.  The Center for Budget and Policy Priorities points
out this provision&#039;s &lt;a href=&quot;http://www.cbpp.org/cms/index.cfm?fa=view&amp;amp;id=2921&quot;&gt;massive flaw&lt;/a&gt;: it discriminates against low-income workers, specifically single parents.  Dana Goldstein &lt;a href=&quot;http://www.prospect.org/csnc/blogs/tapped_archive?month=09&amp;amp;year=2009&amp;amp;base_name=the_baucus_plan_punishes_singl&quot;&gt;has more&lt;/a&gt;.
&lt;/p&gt;

&lt;p&gt;
The subsidies offered by the Baucus bill to working and middle-class
folks purchasing private insurance are also far too small. Nick
Beaudrot&#039;s &lt;a href=&quot;http://www.donkeylicious.com/2009/09/baucus-blunders-part-ii-affordability.html&quot;&gt;widely-circulated chart&lt;/a&gt; comparing premium costs in Massachusetts under Commonwealth Care and the Senate Finance bill is instructive here.
&lt;/p&gt;
&lt;p&gt;
On the plus side, the Health Insurance Exchanges (which would house the public option, if it is created) are much &lt;a href=&quot;http://voices.washingtonpost.com/ezra-klein/2009/09/the_baucus_plan_and_the_exchan.html&quot;&gt;more robust&lt;/a&gt;
than any bill unveiled to date. Businesses with up to 50 employees
could buy into the exchanges and states would have the option of
increasing that threshold to 100. Even better, states must develop
plans to incorporate firms with more than 50 employees by 2017. By
2022, virtually every American would have access to the
highly-regulated, transparent marketplace. The basic coverage
structures laid out in the competing bills exist in Baucus&#039; proposal as
well. Medicaid would be &lt;a href=&quot;http://www.reuters.com/article/GCA-HealthcareReform/idUSTRE58F5FP20090916&quot;&gt;expanded&lt;/a&gt; for &lt;i&gt;all adults&lt;/i&gt; who have incomes at or below 133 percent of the Federal Poverty Level. And that means an &lt;a href=&quot;http://www.progressillinois.com/2009/7/20/medicaid-expansion-affects-Illinois&quot;&gt;additional 500,000&lt;/a&gt;
currently-uninsured Illinoisans would have access to the public plan.
(As far as the state-federal financing ratio is concerned, the mark-up
says the feds will &amp;quot;pay a greater share of the costs for individuals
newly eligible for Medicaid&amp;quot; and it will be on a sliding scale based on
the quality of coverage, but the amount is unclear and it will only be
offered through 2018.) In all, the CBO estimates that 94 percent of
legal residents will be covered. That&#039;s not universal, but it is much
closer.
&lt;/p&gt;
&lt;p&gt;
Now to the political realities. Baucus -- who took months to build
bipartisan consensus in his committee -- seems to have alienated both
liberals &lt;i&gt;and &lt;/i&gt;conservatives with his bill. House Republicans -- such as Illinois&#039; own &lt;a href=&quot;http://www.southtownstar.com/news/1774954,091709health.article&quot;&gt;Rep. Judy Biggert&lt;/a&gt;
-- as well as senators not involved in committee negotiations have
dismissed it out of hand. Some liberals, most notably Sen. John
Rockefeller (D-WV), were &lt;a href=&quot;http://wonkroom.thinkprogress.org/2009/09/16/baucus-rockefeller/&quot;&gt;just as critical&lt;/a&gt;
for the reasons outlined above. And even members of the so-called &amp;quot;Gang
of Six&amp;quot; expressed reservations; Sen. Olympia Snowe, while open to
discussions, said she was &lt;a href=&quot;http://www.washingtonpost.com/wp-dyn/content/article/2009/09/16/AR2009091601151.html?hpid=topnews&quot;&gt;not ready&lt;/a&gt; to endorse the plan. Yesterday, Matt Yglesias &lt;a href=&quot;http://yglesias.thinkprogress.org/archives/2009/09/baucus-gets-nothing.php&quot;&gt;slammed&lt;/a&gt;
Baucus&#039; delayed timing: &amp;quot;If he’d just stuck to the schedule, we would
have been at this point in the process at a time when Barack Obama’s
approval rating was considerably higher.&amp;quot;
&lt;/p&gt;
&lt;p&gt;
The good news is that, with the Baucus bill finally out in the open,
the process can move forward. The measure will surely be modified this
week and next (Klein offers some &lt;a href=&quot;http://voices.washingtonpost.com/ezra-klein/2009/09/five_ways_to_improve_max_baucu.html&quot;&gt;useful suggestions&lt;/a&gt;), and the Montana Democrat hopes to bring it up for a full committee vote next week.
&lt;/p&gt;
&lt;p&gt;
&lt;b&gt;Burris, Bean On The Public Option&lt;br /&gt;
&lt;/b&gt;
&lt;/p&gt;
&lt;p&gt;
While the Baucus legislation does not include a public option, there
is still a chance that a government-run plan could be added to the
Exchanges, either in the final Senate bill or in conference committee. 
In a statement yesterday, Sen. Roland Burris became the first U.S.
Senator to join House progressives in &lt;a href=&quot;http://tpmdc.talkingpointsmemo.com/2009/09/burris-becomes-first-senator-to-insist-on-a-public-option.php&quot;&gt;pledging&lt;/a&gt; not to support any health care bill that does not include a public option:
&lt;/p&gt;
&lt;blockquote&gt;
	&lt;p&gt;
	&amp;quot;We need real reform now. The inclusion of a public option as a
	central component to any healthcare reform legislation is the only way
	to create meaningful competition with the insurance companies, and in
	turn, bring down costs and improve quality of care for the people of
	Illinois and all Americans.&amp;quot;
	&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;
He did not specify, however, whether or not he would vote no on
cloture (thereby enabling a filibuster) if such a bill emerged in his
chamber.
&lt;/p&gt;
&lt;p&gt;
Meanwhile, 8th District Rep. Melissa Bean &lt;a href=&quot;http://www.progressillinois.com/2009/8/20/healthcare-roundup&quot;&gt;reinforced her stance&lt;/a&gt; on the public option earlier this week as well. During a tele-town hall meeting on Tuesday, the Barrington Democrat &lt;a href=&quot;http://www.nwherald.com/articles/2009/09/15/r_bua51kwdr7yhleuxxb2vaa/index.xml&quot;&gt;assured her constituents&lt;/a&gt;
that the public option &amp;quot;is not a government takeover of health care&amp;quot;
and expressed her support for it so long as &amp;quot;it’s done in a way that is
paid for in a premium and not subsidized by the government.”
&lt;/p&gt;
&lt;p&gt;
&lt;b&gt;Gutierrez Blasts White House For Wilson Cave&lt;br /&gt;
&lt;/b&gt;
&lt;/p&gt;
&lt;p&gt;
After his ridiculous outburst at last week&#039;s presidential address,
Rep. Joe Wilson was scorned by the national media and attacked by
potential congressional challengers. But he might have influenced the
reform fight in the process. And not in a productive or humane way.
&lt;/p&gt;
&lt;p&gt;
To disarm opponents making false claims that the health care
proposals in Congress would provide subsidies to undocumented
immigrants, the White House has &lt;a href=&quot;http://www.google.com/hostednews/ap/article/ALeqM5hzHn6esvCSk8Bj_IKVx3lQ9NxXSgD9AO43G80&quot;&gt;expressed a preference&lt;/a&gt;
for barring undocumented immigrants from buying insurance on the health
insurance exchanges, even with their own money. While it appeases
anti-immigrant legislators, it will also increase health care costs
across the system by providing a disincentive for immigrants to
purchase private insurance, thus raising the chances that more will
continue to flood emergency rooms for costly, inefficient, and
publicly-financed coverage.
&lt;/p&gt;
&lt;p&gt;
Rep. Luis Gutierrez wasn&#039;t pleased with the shift, &lt;a href=&quot;http://www.chicagotribune.com/news/chi-tc-nw-health-immig-0915-0916sep16,0,493256.story&quot;&gt;telling a crowd&lt;/a&gt; of Latino leaders on Monday that the administration was &amp;quot;giving Rep. Wilson exactly what he wants.&amp;quot; Wilson and his &lt;a href=&quot;http://www.progressillinois.com/2009/9/11/shimkus-the-2nd-grader&quot;&gt;friends in Congress&lt;/a&gt; certainly don&#039;t deserve that.
&lt;/p&gt;
&lt;p&gt;
&lt;b&gt;Three Reasons To Pass Reform&lt;br /&gt;
&lt;/b&gt;
&lt;/p&gt;
&lt;p&gt;
Many political opponents of health care reform understand that our
current system produces poor outcomes at a high cost for patients lucky
enough to have insurance. Some just haven&#039;t internalized how dangerous
the challenges we face truly are. A quick glance through some recent
news demonstrates the urgency that&#039;s required on this issue.
&lt;/p&gt;
&lt;p&gt;
Take this &lt;a href=&quot;http://www.familiesusa.org/assets/pdfs/costly-coverage/illinois.pdf&quot;&gt;new report&lt;/a&gt; (PDF) from Families USA. Their &lt;a href=&quot;http://www.chicagotribune.com/news/chi-ap-il-healthinsurance-i,0,4184182.story&quot;&gt;research shows&lt;/a&gt;
that the increased use and cost of health services, a lack of necessary
oversight and competition in the health insurance marketplace, and
implicit payments to care for the uninsured have dramatically increased
the cost of employer-based insurance premiums in Illinois, which rose
86 percent (from $7,220 to $13,397) since 2009. At the same time, the
median earnings of Illinois workers rose just 17 percent, from $26,806
to $31,414 (Click for an expanded version &lt;a href=&quot;/files/table1.tiff&quot;&gt;here&lt;/a&gt;):
&lt;/p&gt;
&lt;p&gt;
&lt;span class=&quot;inline inline-left&quot;&gt;&lt;img src=&quot;/files/images/table1_0.png&quot; class=&quot;image image-_original&quot; width=&quot;434&quot; height=&quot;172&quot; /&gt;&lt;/span&gt; 
&lt;/p&gt;
&lt;p&gt;
Or read this &lt;a href=&quot;http://www.chicagotribune.com/health/chi-thu-problem-briana-rice-sep17,0,771811.column&quot;&gt;&lt;i&gt;Tribune profile&lt;/i&gt;&lt;/a&gt; of 17-year-old Brianna Rice, a Deerfield resident whose insurance was &lt;a href=&quot;http://www.progressillinois.com/2009/7/29/end-rescission-pass-bill&quot;&gt;rescinded&lt;/a&gt; after her health insurance company found out she had celiac disease:&lt;i&gt; &lt;/i&gt;
&lt;/p&gt;
&lt;blockquote&gt;
	&lt;p&gt;
	Her parents, Dale and Pat Rice of Deerfield, insist they were
	truthful on Brianna&#039;s application and say the insurance company is
	trying to back out of covering their daughter because of the February
	diagnosis. American Community disagrees, saying that if the Rices had
	given the company Brianna&#039;s full heath history when they applied for
	coverage, it would never have been granted. [...]
	&lt;/p&gt;
	&lt;p&gt;
	The family&#039;s situation shows just how quickly health insurance
	problems can lead to financial ruin. With their daughter&#039;s unpaid
	medical bills exceeding $20,000 and mounting, the Rices fear losing
	their home. Pat Rice said she cashed in some of her retirement account
	to pay bills.
	&lt;/p&gt;
	&lt;p&gt;
	&amp;quot;The next step is really bankruptcy,&amp;quot; her husband said.
	&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;
Finally, ponder &lt;a href=&quot;http://ellenofthetenth.blogspot.com/2009/09/45000-dead.html&quot;&gt;this stark fact&lt;/a&gt;:
single-payer advocate Dr. Quentin Young relayed to a group of north
suburban college students last night: there are 45,000 people dead in
this country because of a lack of health care, &lt;a href=&quot;http://www.urban.org/publications/411588.html&quot;&gt;up from 18,000 in 2002&lt;/a&gt;.
&lt;/p&gt;
&lt;p&gt;
This reform fight is literally a battle of life and death. The time for political delays and capitulation has passed.
&lt;/p&gt;</description>
 <comments>http://www.progressillinois.com/2009/9/17/health-care-round-up#comments</comments>
 <category domain="http://www.progressillinois.com/taxonomy/term/225">Adam Doster</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/19">Congress</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/85">Health Care</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/281">Luis Gutierrez</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/61">Melissa Bean</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/292">Roland Burris</category>
 <dc:creator>Adam Doster</dc:creator>
 <pubDate>Thu, 17 Sep 2009 14:31:34 -0700</pubDate>
 <dc:creator>Adam Doster</dc:creator>
 <guid isPermaLink="false">7124 at http://www.progressillinois.com</guid>
</item>
<item>
 <title>Health Care Round-up: Reconciliation, Bean Open To Public Plan</title>
 <link>http://www.progressillinois.com/2009/8/20/healthcare-roundup</link>
 <description>&lt;p&gt;
Here&#039;s our latest health care round-up: 
&lt;/p&gt;
&lt;p&gt;
&lt;b&gt;Reconciliation Is On The Table&lt;br /&gt;
&lt;/b&gt;
&lt;/p&gt;
&lt;p&gt;
As you&#039;ve probably heard by now, the latest news from Washington -- as reported by the &lt;a href=&quot;http://online.wsj.com/article/SB125072573848144647.html&quot;&gt;&lt;i&gt;Wall Street Journal&lt;/i&gt;&lt;/a&gt; -- is that Congressional Democrats are considering splitting health care legislation into two parts if the Gang of Six can&#039;t reach a sensible agreement in the Senate Finance Committee. The first bill would include non-budget items with broad support -- insurance consumer protections, establishing the health insurance exchange and a co-op system, small subsidies for people who can&#039;t pay premiums -- that could pass the Senate with more than 60 votes and avoid a filibuster. 
&lt;/p&gt;
&lt;p&gt;
The second would include many &lt;a href=&quot;http://yglesias.thinkprogress.org/archives/2009/08/splitting-health-reform.php&quot;&gt;progressive elements&lt;/a&gt; of the reform effort that effect the budget and could thus be considered under the &lt;a href=&quot;http://www.rules.house.gov/archives/bud_rec_proc.htm&quot;&gt;reconciliation process&lt;/a&gt;. Under this scenario, 51 senators would have the leeway to push through measures like a broad expansion of Medicaid, new taxes on individuals or employers, more generous subsidies for people buying insurance, cost-saving Medicare and Medicaid reforms, and possibly a public plan. If the GOP and conservative Democrats show no interest in legitimate compromise, the theory goes, then mainstream Democrats should leave them behind and pass a meaningful bill on their own terms. 
&lt;/p&gt;
&lt;p&gt;
The tactic might backfire. After all, Republican senators might not approve of the first bill, even if it means voting against common-sense and widely-popular insurance regulations, if they think they are clearing the path for President Obama&#039;s full agenda. But that the plan is being considered -- and discussed publicly -- shifts the Congressional debate in the right direction, &lt;a href=&quot;http://blogs.tnr.com/tnr/blogs/the_treatment/archive/2009/08/19/divide-and-conquer.aspx&quot;&gt;argues&lt;/a&gt;&lt;i&gt; The New Republic&#039;s&lt;/i&gt; Jonathan Cohn: 
&lt;/p&gt;
&lt;blockquote&gt;
	&lt;p&gt;
	But even the theoretical possibility of Democrats passing reform on their own would change the dynamics in Congress, by giving Republicans new incentives to negotiate in good faith--and giving Democrats a way to enact legislation in case the GOP remains as obstructionist as it is now. 
	&lt;/p&gt;
&lt;/blockquote&gt;

&lt;p&gt;
&lt;b&gt;Bean Supportive of Public Plan, Full Health Care Bill?&lt;/b&gt; 
&lt;/p&gt;
&lt;p&gt;
Melissa Bean, once rumored to be a &lt;a href=&quot;/2009/8/5/health-care-roundup-schock-bean&quot;&gt;potential dissenting voice&lt;/a&gt; on health care, participated in a tele-town hall phone conversation with constituents last night. While she did not commit one way or the other, reminding callers that the House hasn&#039;t seen a final bill yet, reformers have reason to be encouraged. Not only did Bean make clear that &lt;a href=&quot;http://www.dailyherald.com/story/?id=315031&amp;amp;src=4&quot;&gt;she is open&lt;/a&gt; to voting for a public option, but she defended enthusiastically many of the bill&#039;s major tenets. A Prairie State Blue contributor on the call &lt;a href=&quot;http://www.prairiestateblue.com/diary/5091/melissa-bean-teletown-hall-on-health-care-reform&quot;&gt;explains&lt;/a&gt;: 
&lt;/p&gt;
&lt;blockquote&gt;
	&lt;p&gt;
	The entire experience was very encouraging. Melissa spoke very well about the need for reform and explained how Democrats in Congress are going about it, in a very supportive way. (Republicans weren&#039;t mentioned.) There was nothing in the call that was negative or disturbing. There was no bashing of the pending bills; to the contrary, Melissa defended and spoke positively about the bills that are now in the House. Her discussion of the public option was the most positive I&#039;ve ever heard from her. 
	&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;
&lt;b&gt;Hare Tells 17th District Horror Stories&lt;/b&gt; 
&lt;/p&gt;
&lt;p&gt;
Another Congressional Democrat has been answering questions about health care as well. Down in Springfield yesterday, Rep. Phil Hare talked to the press about the progress of health care reform and the importance of passing a bill to extend access to all Americans, even if it&#039;s imperfect. Watch below as Hare offers anecdotes about the problems some 17th District constituents have faced because they&#039;ve lost or could not afford health coverage: 
&lt;/p&gt;
&lt;span class=&quot;inline inline-left&quot;&gt;
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&lt;/span&gt;
&lt;p&gt;
&lt;b&gt;The&lt;i&gt; Tribune&#039;s&lt;/i&gt; Weak Lede&lt;br /&gt;
&lt;/b&gt;
&lt;/p&gt;
&lt;p&gt;
We already know that the &lt;i&gt;Tribune&#039;s&lt;/i&gt; editorial board &lt;a href=&quot;/2009/8/13/spilling-ink-health-care&quot;&gt;does not agree&lt;/a&gt; with President Obama on the best way to reform the health care system. But those biases may be creeping into the staff&#039;s reporting, as well. Two weeks ago, we &lt;a href=&quot;/2009/8/6/healthcare-finance-bean&quot;&gt;highlighted&lt;/a&gt; a frustrating story on the town hall protests that cited one &lt;a href=&quot;/2009/8/5/health-care-roundup-schock-bean&quot;&gt;shallow poll&lt;/a&gt; as evidence that the public had turned on the reform effort. Today, Michael Muskal&#039;s lede in &lt;a href=&quot;http://www.chicagotribune.com/news/nationworld/la-na-obama-poll20-2009aug20,0,580709.story&quot;&gt;a piece on bipartisanship&lt;/a&gt; is also pretty misleading: 
&lt;/p&gt;
&lt;blockquote&gt;
	&lt;p&gt;
	President Obama is stepping up his push for healthcare reform even as the latest poll raises questions about his trademark call for a bipartisan approach to politics. 
	&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;
That &lt;a href=&quot;http://people-press.org/report/536/white-house-gop-leaders-at-odds&quot;&gt;latest poll&lt;/a&gt; shows that a measly 17 percent of Americans blame President Obama for his partisan gridlock. It&#039;s true that the rate has jumped from 12 percent last month, but it&#039;s a bit silly to call into question his entire campaign message because 17 percent of Americans, many of them likely Republicans, think he&#039;s pushing too hard on one issue. After all, the same poll found that 29 percent blame the GOP, who clearly aren&#039;t doing much to work across the aisle. 
&lt;/p&gt;</description>
 <comments>http://www.progressillinois.com/2009/8/20/healthcare-roundup#comments</comments>
 <category domain="http://www.progressillinois.com/taxonomy/term/225">Adam Doster</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/85">Health Care</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/61">Melissa Bean</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/86">Phil Hare</category>
 <dc:creator>Adam Doster</dc:creator>
 <pubDate>Thu, 20 Aug 2009 14:41:31 -0700</pubDate>
 <dc:creator>Adam Doster</dc:creator>
 <guid isPermaLink="false">6914 at http://www.progressillinois.com</guid>
</item>
<item>
 <title>Health Care Roundup: Citizen Action Pressures Bean, Durbin &quot;Open&quot; To Alternatives</title>
 <link>http://www.progressillinois.com/2009/8/10/health-care-round-up</link>
 <description>&lt;p&gt;
Here&#039;s the latest Illinois-centric health care news:
&lt;/p&gt;
&lt;p&gt;
&lt;b&gt;Citizen Action Targets Bean, Halvorson, Foster&lt;/b&gt; 
&lt;/p&gt;
&lt;p&gt;
In today&#039;s edition of &lt;i&gt;Crain&#039;s&lt;/i&gt;, Paul Merrion &lt;a href=&quot;http://www.chicagobusiness.com/cgi-bin/article.pl?articleId=32274&quot;&gt;writes&lt;/a&gt; that, when it comes to health care reform, suburban Reps. Melissa Bean, Debbie Halvorson, and Bill Foster are all &amp;quot;stuck in the middle, still uncommitted and coming under pressure from both ends of the political spectrum.&amp;quot;  On the left, Citizen Action/Illinois is doing its part to push these moderate reps towards supporting a public option: 
&lt;/p&gt;
&lt;blockquote&gt;
	&lt;p&gt;
	&amp;quot;The next five or six weeks will determine whether we have a strong
	health reform plan or a weak one,&amp;quot; says John Gaudette, Illinois health
	care director for Citizen Action, a non-profit advocacy group leading
	local efforts for Healthcare for America Now, a national coalition
	pushing for a low-cost government-run plan to pressure private
	insurers&#039; premiums.
	&lt;/p&gt;
	&lt;p&gt;
	Two weeks ago, Citizen Action generated more than 1,000 calls to the
	three moderate Illinois Democrats, urging them to support a strong
	government-run plan, and the group is planning a rally with upward of
	300 people in Ms. Bean&#039;s district later this month. &amp;quot;She&#039;s the one
	we&#039;ve been focusing on the most,&amp;quot; Mr. Gaudette says.
	&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;
&lt;b&gt;Office Visits For Health Reform&lt;/b&gt; 
&lt;/p&gt;
&lt;p&gt;
Over the weekend, Organizing for America urged supporters of health care reform across the country to &lt;a href=&quot;http://advocacy.barackobama.com/healthcare/campaigns/1/office_scripts/17/offices/district&quot;&gt;schedule a visit&lt;/a&gt; to their congressman&#039;s district office.  From their email blast announcing the &amp;quot;Office Visits for Health Reform&amp;quot; action:  
&lt;/p&gt;

&lt;blockquote&gt;
	&lt;p&gt;
	As you&#039;ve probably seen in the news, special interest attack
	groups are stirring up partisan mobs with lies about health reform, and
	it&#039;s getting ugly. Across the country, members of Congress who support
	reform are being shouted down, physically assaulted, hung in effigy,
	and receiving death threats. We can&#039;t let extremists hijack this
	debate, or confuse Congress about where the people stand.&lt;br /&gt;
	&lt;br /&gt;
	Office Visits for Health Reform are our chance to show that the vast
	majority of American voters know that the cost of inaction is too high
	to bear, and strongly support passing health reform in 2009.&lt;br /&gt;
	&lt;br /&gt;
	Don&#039;t worry if you&#039;ve never done anything like this before. The
	congressional staff is there to listen, and your opinion as a
	constituent matters a lot.
	&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;
&lt;b&gt;Durbin &amp;quot;Open&amp;quot; To Public Option Alternatives&lt;/b&gt;
&lt;/p&gt;
&lt;p&gt;
Sen. Dick Durbin made the media rounds this past weekend to discuss the health care battle and raised some eyebrows with &lt;a href=&quot;http://www.rollcall.com/news/37673-1.html&quot;&gt;this comment&lt;/a&gt; on CNN:
&lt;/p&gt;
&lt;blockquote&gt;
	&lt;p class=&quot;bodycopy&quot;&gt;
	Senate Majority Whip Dick Durbin (D-Ill.) said
	Sunday on CNN’s “State of the Union” that he is committed to getting a
	bipartisan bill, even if it means sacrificing a public insurance
	option.
	&lt;/p&gt;
	&lt;p class=&quot;bodycopy&quot;&gt;
	“It doesn’t have to be a perfect bill,” Durbin
	said. “I support a public option, but yes I am open. I want to make
	sure we do something positive for the American people.”
	&lt;/p&gt;
	&lt;p class=&quot;bodycopy&quot;&gt;
	Yet Durbin said that if bipartisan talks break
	down, he still wants to see Members get something done. “I don’t want
	to see health care reform fail,” he said, noting that it’s an
	opportunity that only comes along “once in a political lifetime.”
	&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;
Huffington Post reporter Sam Stein &lt;a href=&quot;http://www.huffingtonpost.com/2009/08/09/another-blow-to-public-op_n_254961.html&quot;&gt;interpreted&lt;/a&gt; the remark as an indication that &amp;quot;the party -- from Obama on down -- sees the public option as a
likely victim in an effort to get 60 votes for health care&#039;s passage in
the Senate.&amp;quot;  Stein further pointed out that Howard Dean is urging Senate Democrats to use a parliamentary maneuver known as &amp;quot;reconciliation&amp;quot; to pass a reform bill with just a simple majority of 51 votes.
&lt;/p&gt;
&lt;p&gt;
Durbin also appeared on &lt;a href=&quot;http://www.myfoxchicago.com/subindex/wildcard_8/foxchicagosunday&quot;&gt;&lt;i&gt;Fox Chicago Sunday&lt;/i&gt;&lt;/a&gt;, where he once again lambasted the efforts by conservative reform opponents to disrupt public meetings held by members of Congress during the August recess.  &amp;quot;This isn&#039;t about you [the public],&amp;quot; Durbin said. &amp;quot;It&#039;s about YouTube.&amp;quot; 
&lt;/p&gt;
&lt;p&gt;
&lt;b&gt;Costello Cancels Town Hall&lt;/b&gt; 
&lt;/p&gt;
&lt;p&gt;
Speaking of those tense public forums, downstate Democratic Rep. Jerry Costello has decided to hold a so-called &amp;quot;tele-town hall&amp;quot; on health reform, rather than appear in public on the issue:
&lt;/p&gt;
&lt;blockquote&gt;
	&lt;p&gt;
	The Belleville Democrat won’t be appearing to speak to the public about
	President Barack Obama’s proposed health care reform, spokesman David
	Gillies indicated Friday, adding the raucous crowds showing up at such
	meetings is a factor in Costello’s decision not to participate in one.&lt;br /&gt;
	&lt;br /&gt;
	“We
	are not having any in-person town hall meetings, and the congressman
	thinks it is unfortunate that the disruptions are occurring and making
	such meetings impossible to hold,” Gillies said in an e-mail to The
	Southern Illinoisan. 
	&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;
Elsewhere in the state, Reps. Danny Davis, Jan Schakowsky, and Phil Hare are all scheduled to hold health care town halls before the end of August. 
&lt;/p&gt;</description>
 <comments>http://www.progressillinois.com/2009/8/10/health-care-round-up#comments</comments>
 <category domain="http://www.progressillinois.com/taxonomy/term/56">Bill Foster</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/60">Debbie Halvorson</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/73">Dick Durbin</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/85">Health Care</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/61">Melissa Bean</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/229">Progress Illinois</category>
 <dc:creator>Progress Illinois</dc:creator>
 <pubDate>Mon, 10 Aug 2009 08:25:09 -0700</pubDate>
 <dc:creator>Progress Illinois</dc:creator>
 <guid isPermaLink="false">6839 at http://www.progressillinois.com</guid>
</item>
<item>
 <title>Health Care Roundup: Senate Deal Details, Bean Still Waffling</title>
 <link>http://www.progressillinois.com/2009/8/6/healthcare-finance-bean</link>
 <description>&lt;p&gt;
Here&#039;s our latest health care round-up:
&lt;/p&gt;
&lt;p&gt;
&lt;b&gt;Senate Finance Closer To Deal&lt;/b&gt;
&lt;/p&gt;
&lt;p&gt;
The &lt;i&gt;Washington Post&lt;/i&gt; has &lt;a href=&quot;http://www.washingtonpost.com/wp-dyn/content/article/2009/08/05/AR2009080503996.html&quot;&gt;the scoop&lt;/a&gt;
of the morning, reporting that Senate negotiators in the crucial
Finance Committee -- the only committee with jurisdiction over health
care that hasn&#039;t yet passed a bill -- may be close to reaching a
bipartisan agreement. The &amp;quot;&lt;a href=&quot;http://www.progressillinois.com/2009/7/28/moderate-attack-health-care&quot;&gt;Gang of Six&lt;/a&gt;&amp;quot; will meet with President Obama today to discuss those details, which don&#039;t look promising with regards to the public option:
&lt;/p&gt;
&lt;blockquote&gt;
	&lt;p&gt;
	The emerging Finance Committee bill would shave about $100
	billion off the projected trillion-dollar cost of the legislation over
	the next decade and eventually provide coverage to 94 percent of
	Americans, according to participants in the talks. It would expand
	Medicaid, crack down on insurers, abandon the government insurance
	option that President Obama is seeking and, for the first time, tax
	health-care benefits under the most generous plans. Backers say the
	bill would also offer the only concrete plan before Congress for
	reining in the skyrocketing cost of federal health programs over the
	long term.
	&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;
The committee also seems to be &lt;a href=&quot;http://online.wsj.com/article/SB124863649016781945.html&quot;&gt;coalescing&lt;/a&gt;
around an idea pushed by Sen. John Kerry to raise revenue by taxing
insurance companies on their most-expensive policies. Unlike the 2
percent &lt;a href=&quot;http://www.progressillinois.com/2009/7/24/roskam-misleads-surtax&quot;&gt;surtax&lt;/a&gt; on the wealthy, this option has broader support.
&lt;/p&gt;
&lt;p&gt;
How high the subsidy levels for the uninsured will extend and how
the Medicaid expansion will be structured is still unknown. But right
now, the objective is to get something out of committee by Obama&#039;s
September 15 deadline to keep the ball rolling. If that can&#039;t be done
in a bipartisan fashion, Obama says the Democrats may have to &lt;a href=&quot;http://www.google.com/hostednews/ap/article/ALeqM5jdIOrJQWRsFj21RqHyaA16KhlB7gD99T225O2&quot;&gt;go at it alone&lt;/a&gt;.
&amp;quot;I promise you, we will pass reform by the end of this year,&amp;quot; he said
in Indiana yesterday, &amp;quot;because the American people need it.&amp;quot;
&lt;/p&gt;

&lt;p&gt;
&lt;b&gt;Broad Or Shallow Opposition?&lt;/b&gt;
&lt;/p&gt;
&lt;p&gt;
On their newly redesigned site, &lt;i&gt;Tribune &lt;/i&gt;reporter &lt;span&gt;&lt;span&gt;Janet Hook has an &lt;a href=&quot;http://www.chicagotribune.com/news/chi-tc-nw-health-dems-dog-0805-0aug06,0,3925334.story&quot;&gt;unnerving piece&lt;/a&gt;
about the critics of Obama&#039;s reform effort who keep popping up at
Congressional town halls across the country. To be sure, conservative
activists are making their voices heard. Just last night in Normal, 300
people &lt;a href=&quot;http://pantagraph.com/news/local/article_6bc9008e-823e-11de-b002-001cc4c03286.html&quot;&gt;showed up&lt;/a&gt; to GOP Rep. Tim Johnson&#039;s health care meeting, mostly elderly and angry, including one woman &lt;/span&gt;&lt;/span&gt;who claimed &amp;quot;our country is going to be Marxist nation.&amp;quot;
&lt;/p&gt;
&lt;p&gt;
But Hook frames the piece around the idea that the &amp;quot;intensity of the
opposition&amp;quot; is somehow indicative of the public&#039;s general skittishness
about reform. As evidence, she cites one poll in the last paragraph
that found support for Obama&#039;s health plan dropping slightly in the
past month. But most &lt;a href=&quot;http://www.americanprogress.org/issues/2009/08/opinion080309.html&quot;&gt;other polls&lt;/a&gt; show that the health care reforms Obama has pushed for since campaign season are still &lt;i&gt;very popular&lt;/i&gt;. After all, he was elected with wide margins less than a year ago running on those very principles. The &lt;i&gt;Nation&#039;s &lt;/i&gt;Chris Hayes &lt;a href=&quot;http://www.thenation.com/blogs/jstreet/459372/astorturf_mobs_and_organizing&quot;&gt;ably summed up&lt;/a&gt; how the media&#039;s fascination with the Tea Party phenomenom may be distorting the media&#039;s perspective:
&lt;/p&gt;
&lt;blockquote&gt;
	&lt;p&gt;
	The problem is the overwhelming instinct on the part of pundits
	and the MSM to look, and see old white men in overalls and Legionnaire
	hats and think they are watching someone give voice to the sentiments
	of broad swaths of the electorate. And it&#039;s just not true. What we&#039;re
	seeing at these events are the voices of radicals, extremists and
	zealots.
	&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;
&lt;b&gt;Suburban Congressmen Still Waffling&lt;/b&gt;
&lt;/p&gt;
&lt;p&gt;
Yesterday, we pointed out that some suburban Democrats are still on
the fence about whether to support the House package when it comes up
for a full vote next month. That includes Rep. Melissa Bean, who the&lt;i&gt; Pioneer Press &lt;/i&gt;notes &lt;a href=&quot;http://www.pioneerlocal.com/grayslake/news/1700570,barrington-healthcare-080609-s1.article&quot;&gt;has received&lt;/a&gt; a considerable amount of money from the health insurance lobby this year:
&lt;/p&gt;
&lt;blockquote&gt;
	&lt;p&gt;
	She has the task of keeping her constituents and contributors
	happy. Bean has raised $61,550 from insurance companies since the 2008
	election, making insurance her top contributing industry, according to
	&lt;a href=&quot;http://www.opensecrets.org&quot; title=&quot;www.opensecrets.org&quot;&gt;www.opensecrets.org&lt;/a&gt;.
	&lt;/p&gt;
	&lt;p&gt;
	In addition, the International Union of Operating Engineers is
	Bean&#039;s top single contributor since the 2008 election, donating
	$10,000, according to opensecrets, the Center for Responsive Politics&#039;
	Web site.
	&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;
[&lt;b&gt;Correction&lt;/b&gt; &lt;b&gt;(8/7): &lt;/b&gt;The $61,500 figure cited in the &lt;i&gt;Pioneer Press &lt;/i&gt;story actually represents the amount Bean has received from the insurance industry at large and is mostly made up from property, casualty
and life insurers such as AllState or State Farm.  We&#039;re trying to track down the actual amount Bean received from health insurance interests in particular.]  
&lt;/p&gt;
&lt;p&gt;
The&lt;i&gt; SouthtownStar&#039;s&lt;/i&gt; Kristen McQueary &lt;a href=&quot;http://www.southtownstar.com/news/mcqueary/1703146,080609mcqueary.article&quot;&gt;got in touch&lt;/a&gt;
with staffers for Democratic Reps. Debbie Halvorson and Dan Lipinski,
as well. Halvorson wouldn&#039;t commit one way or the other, but a
spokesperson did say that the freshman congresswoman &amp;quot;is firm in her
stance that reform cannot happen until we get it right.&amp;quot; What she
considers &amp;quot;right&amp;quot; is unclear.
&lt;/p&gt;
&lt;p&gt;
Lipinski, who has already come out &lt;a href=&quot;http://www.progressillinois.com/2009/7/1/lipinski-public-plan&quot;&gt;in support&lt;/a&gt;
of a public option, also hinted that cost was a major factor in his
decisionmaking. &amp;quot;It is critical,&amp;quot; he said in a statement, &amp;quot;that this
bill constitutes real reform and avoids pouring more money into a
broken system.&amp;quot;
&lt;/p&gt;
&lt;p&gt;
&lt;b&gt;Why We Fight&lt;/b&gt;
&lt;/p&gt;
&lt;p&gt;
Finally, the Huffington Post&#039;s Arthur Delaney has a &lt;a href=&quot;http://www.huffingtonpost.com/2009/08/05/no-health-insurance-due-t_n_251946.html&quot;&gt;heart-wrenching story&lt;/a&gt;
of a man from Libertyville who was denied coverage for a pre-existing
condition after quitting his job to care for his mother and uncle in
2007. It&#039;s a good reminder about why this fight is &lt;a href=&quot;http://www.progressillinois.com/2009/7/29/end-rescission-pass-bill&quot;&gt;so important&lt;/a&gt;: People&#039;s financial and physical life are at stake.
&lt;/p&gt;</description>
 <comments>http://www.progressillinois.com/2009/8/6/healthcare-finance-bean#comments</comments>
 <category domain="http://www.progressillinois.com/taxonomy/term/225">Adam Doster</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/19">Congress</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/39">Dan Lipinski</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/85">Health Care</category>
 <category domain="http://www.progressillinois.com/taxonomy/term/61">Melissa Bean</category>
 <dc:creator>Adam Doster</dc:creator>
 <pubDate>Thu, 06 Aug 2009 09:08:09 -0700</pubDate>
 <dc:creator>Adam Doster</dc:creator>
 <guid isPermaLink="false">6821 at http://www.progressillinois.com</guid>
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